July 2017 ~ CCC EXAM ALL INFORMATION

27 July, 2017

IITRAM CCC EXAMINATION RESULT DECLARED EXAM DATE 02-06-2017 TO 30-06-2017.

IITRAM CCC EXAMINATION RESULT DECLARED EXAM DATE 02-06-2017 TO 30-06-2017.

A mortgage is a debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments. Mortgages are used by individuals and businesses to make large real estate purchases without paying the entire value of the purchase up front. Over a period of many years, the borrower repays the loan, plus interest, until he/she eventually owns the property free and clear. Mortgages are also known as "liens against property" or "claims on property." If the borrower stops paying the mortgage, the bank can foreclose.

In a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure, the bank may evict the home's tenants and sell the house, using the income from the sale to clear the mortgage debt.

Mortgages come in many forms. With a fixed-rate mortgage, the borrower pays the same interest rate for the life of the loan. Her monthly principal and interest payment never change from the first mortgage payment to the last. Most fixed-rate mortgages have a 15- or 30-year term. If market interest rates rise, the borrower’s payment does not change. If market interest rates drop significantly, the borrower may be able to secure that lower rate by refinancing the mortgage. A fixed-rate mortgage is also called a “traditional" mortgage.

With an adjustable-rate mortgage (ARM), the interest rate is fixed for an initial term, but then it fluctuates with market interest rates. The initial interest rate is often a below-market rate, which can make a mortgage seem more affordable than it really is. If interest rates increase later, the borrower may not be able to afford the higher monthly payments. Interest rates could also decrease, making an ARM less expensive. In either case, the monthly payments are unpredictable after the initial term.

Other less common types of mortgages, such as interest-only mortgages and payment-option ARMs, are best used by sophisticated borrowers. Many homeowners got into financial trouble with these types of mortgages during the housing bubble years.

When shopping for a mortgage, it is beneficial to use a mortgage calculator, as these tools can give you an idea of the interest rates for the mortgage you're considering. Mortgage calculators can also help you calculate the total cost of interest over the life of the mortgage.

🔹CHECK DATEWISE RESULT OF IITRAM CCC EXAM🔹

▶View Result Date 02-06-2017:
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▶View Result Date 12-06-2017:
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▶View Result Date 23-06-2017:
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▶View Result Date 29-06-2017:
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▶View Result Date 30-06-2017:
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16 July, 2017

Sardar Patel University CCC Exam 23-07-2017   Candidates List / Hall Ticket @ www.spuvvn.edu :

Sardar Patel University CCC Exam 23-07-2017 

 Candidates List / Hall Ticket @ www.spuvvn.edu :

Sardar Patel University CCC Candidates List and Hall Ticket has been provided here.SP University Conducts CCC exam throughout the state for the Government employee of Gujarat State.SP University has Published Notification of CCC Exam of Date 23-07-2017 Candidate List /Hall Ticket .you can download SP University Candidates List / Hall Ticket from below link.

Sardar Patel University CCC Exam 23-07-2017 Candidates List / Hall Ticket -www.spuvvn.edu

Organization Name: Sardar Patel University

Official website :www.spuvvn.edu

Exam Date:23-07-2017

Important Links :

Sardar Patel University CCC Exam 23-07-2017 Candidates List:Click Here

Sardar Patel University CCC Exam 23-07-2017 Hall Ticket : Click Here



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